The Flow Score is one number that measures the momentum of your financial life. Everyone starts at 82. From there it moves toward your own figures, and it normally runs from 74 to 100.
It's built from three things — what we call pillars — happening at the same time.
Footprint (40%)
How you spend. This month's pace against your own usual, money in against money out, and how steady your earlier Footprint scores have been. It carries the biggest weight because day-to-day spending says the most about direction.
Balances (30%)
Where you stand: what you own against what you owe, and your net worth now against up to three months ago. Position matters, and so does the direction it is moving.
Dreams (30%)
Whether your money is pointed at something. The months you have contributed since your first Dream, and what you have saved against your targets.
Why Footprint weighs the most
A balance is a snapshot. Spending is the thing that happens every day in between snapshots, so it is where a change in direction shows up first. These weights are Blueprint's design choices, not an industry standard.
One number. Its change shown week by week. Yours alone.