We get the question constantly. So here's the short, blunt version.
Not a budgeting app
We don't ask you to set monthly category limits. We don't show you envelope balances. We don't ping you when you go over on dining. Blueprint compares your spending with your own usual, not with a number on coffee that somebody picked.
Not a transaction tracker
A transaction tracker lists what you spent. Blueprint shows your balances and your transactions too, but as inputs to one read on where your money is heading, not as the product itself.
Not a robo-advisor
We don't manage money. We don't recommend funds. We don't have an opinion about your asset allocation. The Forecast inside a Dream is a simulator — it shows what happens under conditions you set. It does not pick those conditions for you.
Not a credit tracker
Blueprint has no credit score, no credit health and no utilization figure. The Flow Score is built from your balances, your spending and your dreams.
Not a coach
There is no human on the other end. There is no chat with a CFP. Ask Blueprint answers questions about your own accounts in 75 words or less, and Today's Move is something to look at, not an instruction. Nothing in the product tells you what to do with your money.
What it is
The score, the move, the dream. That's it. The list of things we chose not to build is longer than the list of things we did.