We get the question constantly. So here's the short, blunt version.
Not a budgeting app
We don't ask you to set monthly category limits. We don't show you envelope balances. We don't ping you when you go over on dining. The score reflects whether your behavior is moving you forward — not whether you stayed under an arbitrary number on coffee.
Not a Mint replacement
Mint was a transaction aggregator. Blueprint shows you balances and behavior, but those are inputs to a single answer (the score), not the product itself. If you want a categorized timeline of every transaction you've ever made, you want something else.
Not a robo-advisor
We don't manage money. We don't recommend funds. We don't have an opinion about your asset allocation. The Forecast inside a Dream is a simulator — it shows what happens under conditions you set. It does not pick those conditions for you.
Not a credit-score-only tool
We'll add credit as a fourth pillar after launch. But Blueprint is not a credit monitor with extras stapled on. The credit pillar will be one input among several, not the headline.
Not a coach
There is no human on the other end. There is no chat with a CFP. The Flow Score does the interpretation; the AI assistant answers in 75 words or less; Today's Move tells you exactly what to do. That's the entire surface area of advice in the product.
What it is
The score, the move, the dream. That's it. The list of things we chose not to build is longer than the list of things we did.